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In a housing landscape marked by uncertainty and change, OSB Group reveals that landlords are taking action and continuing to invest in the future of the Private Rented Sector (PRS) and the tenants they serve.
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OSB GROUP PLC (“OSB”) today announces that it has closed the Canterbury Finance No.5 securitisation.
From 2025, newly rented properties will need an EPC rating of at least a “C” - existing tenancies have until 2028 to achieve the same rating. It may seem a while away, but there are large numbers of landlords already thinking about the effect of this legislation on their portfolios and looking for guidance on what to do next.
You are still quite new to OSB Group so how are you finding it all? - I knew I was coming into a brand new role that had not previously existed, so I was slightly anxious about how people would react both to me and the role.
The bridging sector has not just grown but evolved significantly over the last decade or so. Lenders’ products have become more flexible and multi-faceted, processes are slicker and interest rates have dropped by around 50% since 2010, thanks to a steep rise in competition, with a wide range of specialist lenders now active in this market.
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In this inaugural Specialist Lending Trending, Adrian Moloney, Group Intermediary Director at OSB Group, explores key themes expected to shape the lending landscape over the next three months.
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OSB Group, the specialist savings and lending bank has hit the ground running in 2024 by unveiling a new senior sales structure, designed to offer further support to intermediary broker partners across Precise Mortgages, Kent Reliance for Intermediaries and InterBay.
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OSB Group has donated £2,000 and colleagues from the Wolverhampton offices have given their time to help local charity The Albrighton Trust create a new garden which commemorate the year of the King’s Coronation and its own 30-year anniversary.
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What’s your role at OSB Group and what does it entail? - I am the Group Valuation Panel Manager, working within the in-house Real Estate department at OSB Group.
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Once the Christmas carols have faded away, the mood music in the UK mortgage market is likely to be pretty subdued. Business levels in 2023 will certainly be lower than this year, and as lenders and advisers we must prepare to help borrowers facing a range of financial challenges.
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ESG has been a buzzword on the lips of corporate Britain for some years now. But it is not enough for companies simply to pay lip service to their Environmental, Social and Governance responsibilities.
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Mental health and wellbeing affects us all, everyone will at one stage experience a struggle and as an employer, OSB Group recognise this and we’ve pledged to constantly evolve to support our colleagues with the help they need.
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Over the last few years, we’ve challenged ourselves to understand more about what needs to be done to support our colleagues going through the menopause.
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Recently, we caught up with two senior members of our IT team, Dominic Chase-Griffith, Head of End User Technology, and Olubunmi Awe, Change Manager to discuss their career journeys at OSB Group
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